20+ yearsReal estate experience
Clear next stepsOptions explained without pressure
Specialized guidanceForeclosures, short sales, rentals and seller strategy
A faster selling option

Could a cash offer help you move forward?

Explore an as-is sale, flexible closing options and what your home equity could mean for your next chapter—without any obligation to accept an offer.

Explore Cash-Offer Options
You May Be Behind on Your Mortgage, But You Could Still Be Ahead Financially Because of Your Home’s Equity!
Financial freedom can look different for everyone

Imagine What Your Home Equity Could Do for You!

Facing foreclosure, covering unexpected expenses, preparing for retirement or simply wanting a fresh start can all change what “moving forward” means. Whatever your situation, you have options worth understanding.

Retired couple relaxing together outdoors
More freedom in retirementExplore whether your equity could support the next season of your life.
Family enjoying an outdoor vacation together
Time for what mattersTurn a property decision into more flexibility for family and future plans.
Homeowner smiling while reviewing household finances
A clearer financial pathUnderstand the potential proceeds before deciding what comes next.
Selling made simple

Three straightforward steps. No obligation.

STEP 1

Tell Us About Your Home.

Share the property address, your approximate mortgage balance and the timing you have in mind.

STEP 2

Receive a No-Obligation Cash Offer.

The investor evaluates the property and, if it qualifies, presents an offer for you to review.

STEP 3

Choose Your Closing Date and Move Forward.

If you accept, select a workable closing timeline and complete the sale through the normal closing process.

Possibilities worth exploring

Your Equity Could Open the Door to New Possibilities!

Enjoy Your Retirement

Turn your home’s equity into funds that could help support the retirement you’ve been dreaming about.

Take That Dream Vacation

You’ve worked hard. Maybe it’s time to enjoy some of the rewards.

Take Care of Your Health

Access funds that could help cover medical expenses and other important needs.

Eliminate Financial Stress

Use your sale proceeds to pay down debt, relocate or improve your financial flexibility.

Avoid Potential Foreclosure Losses

If you’re behind on payments, explore whether selling before foreclosure could help preserve some of your equity.

Start a New Chapter

Downsize, move closer to family or pursue new opportunities.

A different route to selling

Selling Your Home Doesn’t Have to Be Complicated!

A cash offer may reduce some of the financing and property-condition hurdles of a traditional sale. Every property is evaluated individually, and you remain in control of the decision.

No guarantees: Not every property will qualify, offer amounts vary, and a sale cannot be promised to prevent foreclosure. If a trustee’s sale date is approaching, confirm deadlines with your servicer, trustee or qualified attorney.
  • No credit check required to receive an offer.
  • Sell your home as-is.
  • No expensive repairs or renovations.
  • No traditional buyer mortgage approval needed.
  • Flexible closing dates.
  • No obligation to accept an offer.

You Worked Hard to Build Your Home Equity. Now Let Your Equity Work for You!

Life doesn’t always go according to plan. Financial challenges, unexpected expenses, or changing priorities can leave you wondering what comes next. But your home may hold more financial opportunity than you realize. Whether you’re behind on payments or simply ready for something different, we’re here to help you explore your options.

Private, no-obligation request

Find Out What Your Home Could Be Worth in Cash!

Fill out the secure form below — it takes about a minute:

Your information will only be used to review your request and contact you about it. No obligation, and you won't be added to marketing lists just for asking.

Your information will be used to review your request and contact you about the property. Submitting the questionnaire does not obligate you to sell and does not automatically enroll you in marketing texts or calls. Please do not include Social Security numbers, account numbers or other highly sensitive information.

Don’t Let Your Home Equity Slip Away!

Whether you’re behind on payments, preparing for retirement, or simply ready to move forward, let’s explore what a cash sale could mean for you.

Cash offers are subject to investor evaluation and are not guaranteed. Actual proceeds depend on the accepted sale price, mortgage payoff, liens, taxes, closing costs and other transaction-specific charges. Gus Chaveste is a licensed California real estate salesperson affiliated with Berkshire Hathaway HomeServices Elite Real Estate; any investor relationship or financial interest will be disclosed as required.
Foreclosure assistance

Sacramento foreclosure help starts with the facts.

In California, a Notice of Default does not mean game over. There is generally at least a three-month window before the next step, with additional notices required. Acting early may leave more options available, but every loan, property and household is different.

01

Notice of Default

A recorded Notice of Default generally starts the formal process after missed payments and required outreach. It does not mean an immediate sale.

02

Reinstatement period

Borrowers may have time to explore reinstatement, a loan modification, repayment options, a sale or a short sale with the lender.

03

Notice of Trustee’s Sale

If the default is not resolved, a Notice of Trustee’s Sale may set an auction date. Timing and postponements depend on the record and circumstances.

04

Trustee’s sale

If no solution is completed, the property may be sold at public auction. Do not rely on general timelines when a sale date is scheduled.

Options worth understanding

  • Loan modification
    Ask your lender whether they can change your loan terms to make the payments more affordable.
  • Repayment plan
    You may be able to add a little extra to each monthly payment until you catch up.
  • Forbearance
    Your lender may temporarily reduce or pause your payments, though you will still owe the deferred amount.
  • Reinstatement
    If you can pull together the past-due amount plus fees, you may be able to bring the loan current.
  • Sell before foreclosure
    If you have equity, selling before foreclosure may let you capture that value. For example, $150,000 in equity after paying everything could provide a fresh start.
  • Chapter 13 bankruptcy
    Bankruptcy may let you catch up over time, but it is a serious decision with long-term impacts.
Important: This website provides real estate information, not legal advice. Foreclosure timelines and available options depend on individual circumstances. No outcome—including stopping or postponing a foreclosure—is guaranteed. For legal guidance, consult a qualified California attorney; for mortgage assistance, contact your servicer or a HUD-approved housing counselor.

Tell me where things stand

Share a few details so Gus can review your situation and follow up.

Your information will only be used to review your request and contact you about it. No obligation, and you won't be added to marketing lists just for asking.

Historic Sacramento homes in a tree-lined neighborhood at dusk
“Your rental property may be worth more than you think.”Discover what you could walk away with.
Tired of being a landlord?

Absentee Owner and Tired Landlord Help in Sacramento

Your rental property may be worth more than you think. Whether you live outside Sacramento, manage multiple properties or simply want fewer repairs and vacancies, a clear value-and-equity review can help you compare holding, improving, exchanging or selling.

Difficult tenantsMaintenance fatigueVacancy & unpaid rentRemote ownershipEquity questionsPortfolio planning

Request a property value review

Share the property details and Gus will review your request and follow up.

Your information will only be used to review your request and contact you about it. No obligation, and you won't be added to marketing lists just for asking.

Estimate net proceeds instead

Considering a 1031 exchange?

A properly structured exchange may defer certain capital-gains taxes when qualifying investment property is exchanged for other qualifying property. Strict identification, timing and control-of-funds rules apply. Consult a qualified intermediary and tax professional before selling. Tenant rights and local laws continue to apply; a sale does not automatically end a tenancy.

Seller’s net sheet conventional — California preview

How much could I walk away with after selling my house?

This working net sheet now follows the structure, categories and formula in Gus’s provided sample. Every figure is editable and recalculates immediately.

Estimate for
Fixed closing costs

Real estate commissions are not set by law and are fully negotiable. Buyer-side compensation is not automatically required and may be set to 0%.

Notes
Homeowner resources

The right conversation depends on your situation.

Before a foreclosure sale

Gather lender letters, a current mortgage statement, lien information and any recorded notices. Confirm critical dates directly with the trustee, servicer or counsel.

Short sale review

Estimate market value, selling costs and total debt, then understand each lender’s approval process before relying on a proposed timeline.

Reverse mortgage & inherited homes

Contact the loan servicer quickly, identify authorized decision-makers and get legal or probate guidance when title or estate authority is unclear.

Absentee-owner strategy

Compare current rent, recurring costs, capital repairs, equity, tenant status and likely net proceeds—not simply the headline sale price.

Property value review

A useful estimate should consider recent comparable sales, condition, location and marketability. If reliable data is unavailable, a REALTOR® should review the property rather than invent a number.

Fair housing

Real estate services are offered without discrimination and in accordance with federal and California fair housing laws.

You don’t have to decide everything today.

Start with the property, the timeline and what you want to protect. Then compare realistic options.

Don’t Fuss, Call Gus!

Contact Gus

Help is just a Gus away

Gus Chaveste

(916) 578-7074

Instagram @dontfusscallgus

Gus Chaveste | CA DRE #01362448 | Berkshire Hathaway Home Services Elite Real Estate

Consultation scheduling comes next

The public preview does not yet connect to a calendar or prevent double-booking. In a later stage, an authorized scheduling provider can be connected to Gus’s calendar and lead dashboard.

You can submit the foreclosure questionnaire or property valuation form now, or use the net proceeds calculator.